Here's are article from MSNBC about the basic do's and don'ts at the car rental counter.
http://bit.ly/9KwxN5
The most important point is to plan ahead. Find out what you have in place before you leave, because when you've just gotten off the plane, waited 30min for your bags, and you're ears are still numb from the guy in the middle seat telling you about the "shower curtain sales" business, is not the time to be thinking about insurance.
Great share. Its better to have an insurance policy if the car is a rental one. Because one can never predict what future will bring, so its good to be on safer side. Just like if we own a car insurance is important same way it is as important for a rental one as one will be covered under the owners insurance policy.
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