Flood insurance is probably the most under-purchased property coverage in the homeowners market, but there are changes afoot in the country's flood-mapping from FEMA. Areas that once were considered low risk (Zone X) are being reclassified after several "100-year floods" in the past couple of years, especially in the midwest.
Check out this article from FloodSmart.gov that talks about the various changes to come and what you can do to prepare.
www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/map_change.jsp
As always, give me a call if you have more questions.
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